Build on Stao

Non-custodial USDC credit for your app — Polygon, Base, and Solana, testnet-first. Request credit, get an underwriting decision, and settle repayments without ever holding a customer's funds yourself.

curl -X POST https://api.stao.io/v1/loans \
  -H "x-api-key: YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "loanProductId": "...",
    "borrowerRef": "user-123",
    "borrowerWalletAddress": "0x...",
    "chain": "POLYGON_AMOY",
    "principalAmount": "250.00"
  }'

Testnet only for now — Polygon Amoy, Base Sepolia, Solana Devnet. See the architecture doc's build order for the mainnet timeline.